Thursday, 9 February 2012

Protect your car: insurance, anti-theft and maintenance checklist

The humble motorcar has travelled a long way in a short time and many of us would struggle without the help of our loyal four-wheeled friends. It's only natural, then, to look after your vehicle to prevent any unexpected malfunctions, incidents or accidents. You can start right now by taking a peek at this handy anti-theft, safety and car insurance checklist.

Have your wits about you

As you might have noticed, the roads and highways are extremely busy these days, so watching your speed, driving cautiously and making allowances for other drivers are three factors that will go a long way to keeping your car out of trouble.

Speeding is major cause of accidents, don’t be tempted to step too heavily on the gas, even if you’re running late. Heavy, late braking is also bad news and will wear down your tyres and brake pads in no time - increasing your chances of having an accident. Obstacles abound and seemingly appear out of nowhere - so beware the plethora of potholes, speed ramps, chicanes and high kerb stones, all of which can cause major damage to your car if you’re not concentrating.

Parking prangs

Finding a place to park your car can be quite a chore and there’s a tendency to try and squeeze into the convenient spaces barely big enough for a bumper car. Even if you skilfully manage to wedge your car into a tiny gap, the other drivers might not be so adept when it’s time for them to leave the scene - meaning your car might look a little different when you return. This is also true in big retail car parks where hurried drivers and reckless trolley pushers might put a big dent in your pride and joy and make a sharp exit without owning up.

So try parking a little out of the way where there is much more room. It’s also nice to stretch the legs and walk back to a dent-free car.

Hard to steal

Being a victim of theft is an unpleasant experience, to say the least, so take all necessary measures to protect your car and valuables.

Choosing where you park your car overnight can make a big difference with security (and your car insurance premium), so if you have access to a garage, driveway or private car park, use it. If you park on a public road, then choose a place that is well lit and can easily be seen from your property.

Don’t leave any belongings on display inside the car, including CDs or items of clothing. Opportunists won’t think twice about smashing a window and grabbing what they can, especially if there’s nobody about, and even if your coat’s not their style, they might be tempted to see what’s in the pockets.

If your vehicle has a factory-fitted alarm and immobilizer then you should advertise it with an anti-theft sticker on your window. For vehicles of high value, invest in some quality precautionary measures like an upgraded car alarm and a tracking device.


The inner workings of your car might seem like a mystery to you, but you don’t need to be a qualified mechanic to keep a regular check on the basics.

Remember to check things like oil, coolant, windscreen washing fluid and tyre pressure on a regular basis. Consult your car’s manual for details and recommendations. If you keep a close eye on the essentials, you’re less likely to have major issues that involve a trip to the garage - and your car will run more efficiently and economically.

Cover for your car

One of the best ways to protect your car is to choose an car insurance policy that will give you all the cover you need - and don’t forget, the fewer accidents you have and the more secure your car is, the cheaper your premium will be.

This post is a guest post brought to you in conjunction with the Sainsbury's Bank Family Blogger Network.


  1. Hey terrific
    website! Does running a blog like this take a large amount of work?
    I've absolutely no knowledge of programming however I was hoping to start my own
    blog in the near future. Anyhow, if you have any suggestions or techniques for new blog
    owners please share. I know this is off subject but I simply had to ask.
    Appreciate it!

    Also visit my website - go to My website

  2. Hiya! Quick question that's totally off topic. Do you know how to make your site mobile friendly? My blog looks weird when browsing from my iphone. I'm trying
    to find a template or plugin that might be able to resolve this issue.
    If you have any recommendations, please share.

    Also visit my weblog; More inspiring ideas

  3. Hi there, i read your blog from time to time and i own a similar one and i
    was just wondering if you get a lot of spam comments?
    If so how do you protect against it, any plugin or anything you can advise?
    I get so much lately it's driving me mad so any help is very much appreciated.

    My web site: quality link building

  4. I absolutely love your blog and find a lot of your post's to be just what I'm looking for.
    Do you offer guest writers to write content for you?

    I wouldn't mind creating a post or elaborating on a number of the subjects you write regarding here. Again, awesome web log!

    My page: Additional Info

  5. I'm really enjoying the design and layout of your site. It's a very easy on the eyes which makes it much more
    pleasant for me to come here and visit more often. Did you hire out a designer to
    create your theme? Exceptional work!

    Also visit my website; purchase backlinks

  6. We absolutely love your blog and find many of your post's to be what precisely I'm looking for.
    Does one offer guest writers to write content for you
    personally? I wouldn't mind composing a post or elaborating on most of the subjects you write related to here. Again, awesome blog!

    my homepage - this blog

  7. Hello! I'm at work surfing around your blog from my new iphone 4! Just wanted to say I love reading through your blog and look forward to all your posts! Keep up the fantastic work!

    Feel free to visit my website :: auto insurance toronto

  8. Surfing around I noticed your
    website book-marked as: Blogger: At Home with Mrs M!. I am assuming
    you bookmarked it yourself and wanted to ask if social bookmarking gets
    you a good deal of targeted traffic? I've been contemplating doing some bookmarking for a few of my websites but wasn't sure if it would yield any positive results.
    Many thanks.

    my homepage ... omni auto insurance

  9. Heya! I hope you do not mind but I decided to submit your
    blog: to my online
    directory website. I used, "Blogger: At Home with Mrs M!" as
    your blog headline. I hope this is alright with you.
    In case you'd like me to change the title or remove it completely, contact me at Thank you.

    my webpage ... maryland auto insurance

  10. This website was... how do you say it? Relevant!!
    Finally I've found something which helped me. Thanks!

    Feel free to visit my website; just click the following website ()

  11. Hi. I was contemplating adding a website link back to your blog since both of our websites are based around the
    same subject. Would you prefer I link to you using your website address: or web site title:
    Blogger: At Home with Mrs M!. Be sure to let me know at
    your earliest convenience. Thanks

    my blog post; affordable link building packages

  12. I really like your blog.. very nice colors & theme.
    Did you design this website yourself or did you hire someone to do it for you?
    Plz reply as I'm looking to design my own blog and would like to find out where u got this from. many thanks

    Take a look at my web site - link building service provider

  13. Yesterday, while I was at work, my sister stole my iPad and tested
    to see if it can survive a forty foot drop, just so she can be a youtube sensation.

    My apple ipad is now broken and she has 83 views. I know this is completely off topic but I had to share it with someone!

    Here is my blog get car insurance online []


I always like to hear your thoughts, so please do leave a comment!